Affiliate Network
Click2Money
Russian finance CPA network for microloan and bank offers, with built-in SMS and showcase tools.
- Best for Russian-speaking finance media…
- Niche Finance, Lead Generation
- Models CPA, CPL, CPS
- Paid via Bank Cards, Wire Transfer
Editor's verdict
Click2Money is a specialist network for the Russian finance market, operated by a Moscow company that has been running since 2019 and is registered as a Skolkovo participant. Its catalog of more than 250 offers is weighted toward microloan lenders and banks, and the built-in SMS mailing, showcase builder and agency account make it more of a toolkit than a plain offer list.
The strongest reasons to apply are focus and infrastructure: a dedicated manager for every webmaster, per-sale MFO rates in the hundreds of rubles, and tools aimed at the formats that actually convert in Russian lending. The caveats are just as clear. Settlement is in rubles under Russian law, payouts depend on the advertiser paying first, no minimum withdrawal or schedule is published, and penalties for rule breaches reach 100% of the balance involved.
Russian-speaking teams already buying traffic for loans and cards should apply and agree on hold periods and withdrawal terms with their manager up front. International affiliates looking for worldwide finance offers paid in dollars will find little here.
Key facts
Traffic rules
Promotional methods
- SEO / organic
- PPC / paid search
- Paid social
Only methods the network states a policy for are shown — always confirm with your manager before running.
Restricted traffic
No fake or borrowed leads, cookie stuffing, lookalike domains, trademark keywords in contextual ads, or SMS/email without consent; Russian ad labeling required.
Score breakdown
Pros, cons & fit
Payment details
- Manager support
- Yes
- Creative assets
- Banners, Text links, Landing pages
- Account model
- Self-serve + managed
About Click2Money
What Click2Money is
Click2Money (C2M) is a Russian CPA network built around financial offers. The brand is operated by Klik-tu-Mani LLC, a Moscow company registered in 2019 with its legal address on Volkhonka Street. The company presents itself as a technology business as much as a network: it is a Skolkovo participant and its affiliate platform is listed in the Russian domestic software registry. The partner platform runs on the company’s own stack rather than a white-label tracker. The audience is Russian-speaking webmasters and arbitrage teams buying traffic for banks and microfinance lenders.
Offers and verticals
Click2Money says it carries more than 250 offers and describes its GEO coverage as worldwide, but in practice the catalog is centered on Russia. The weekly hot-offer lists it publishes are made up of Russian microloan (MFO) brands paid per approved loan, with headline rates in the roughly 240 to 420 ruble range for brands such as Turbozaim, Webbankir, Boostra and Credit7. Bank products such as card issuance and activation round out the vertical. The network also advertises exclusive offers and special terms for verified webmasters, which usually means higher rates or caps once a partner has proven traffic quality.
Commission models and payouts
Offers pay on a CPA, CPL or per-sale basis, with the rate and the qualifying action set in each offer. Rates can change over time, and the rate in force on the day of the conversion is what counts. Each account has two balances: a hold balance for conversions waiting on advertiser review, and a withdrawable balance once traffic has been checked. The hold length is set per offer, not network-wide.
Two points matter for cash flow. First, the user agreement settles everything in Russian rubles, converting any foreign-currency rate at the Central Bank of Russia rate on the payment date, even though the homepage promotes withdrawals in five currencies to bank accounts, cards, e-wallets and ad-agency accounts. Second, Click2Money pays only after the advertiser has paid it, and it can pause payouts during traffic-quality checks. Bank and payment-system fees are not reimbursed. No minimum withdrawal or fixed payout calendar is published, so affiliates should confirm both with their manager before scaling.
Tracking, tools and platform
The in-house platform offers real-time reports, financial summaries and traffic distribution rules. Beyond tracking, Click2Money bundles tools that most finance networks do not: post-paid SMS mailing with statistics and balance inside the webmaster account, a showcase (loan storefront) builder, an agency account for ad spend, and app development. A partner offers page lists discounts on trackers, anti-detect browsers, proxies and virtual cards for ad accounts.
Traffic rules and compliance
The network rules and user agreement are strict and follow Russian law. Banned practices include fake or borrowed lead data, cookie stuffing, lookalike domains, using one advertiser’s brand to promote another, bidding on trademarked keywords in contextual ads, and SMS or email mailings without prior consent. Affiliates must keep advertising labeling (the “reklama” marker and ad identifiers) intact and must not edit approved creatives without re-labeling. Mailing traffic requires stored consent records for at least three years. Penalties run from blocking without payout to fines of 5% to 100% of the funds involved, and the company may request traffic data or identity verification at any time.
Support and getting started
Registration on the partner platform asks for an email, a password and a preferred messenger. Every webmaster is assigned a personal manager, and day-to-day contact runs through Telegram, with separate contacts for webmasters, advertisers and partners plus an announcements channel. Formal claims go to info@c2m.ru, with a 30-day response window before disputes move to a Moscow court.
Who it suits
Click2Money fits Russian-speaking media buyers and SMS or showcase operators who already work the Russian microloan and banking market and are comfortable with ruble settlement and Russian advertising law. Affiliates outside Russia, those who need dollar payouts or published payment schedules, or teams that cannot meet consent and ad-labeling requirements should look elsewhere.
How to join
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Create an account
Affiliates register on the Click2Money partner platform with an email address, a password and a preferred messenger, accepting the user agreement and data-processing consents.
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Activate by email
The account is activated through a link sent to the registration email. Only one account per person is allowed.
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Connect with a manager
New webmasters are assigned a personal manager on Telegram who explains which finance offers fit the traffic and what hold applies to each.
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Set up payout details
Affiliates add bank, card or e-wallet details in the account. Incorrect details can lead to fees being charged back to the balance.
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Launch compliant traffic
Campaigns go live using approved creatives with Russian ad labels intact, and with consent records ready for any SMS or email traffic.
Data & sources
Field sources
- Official Url click2.money
- Join Url click2.money
- Short Description click2.money
- Name click2.money
- About Paragraphs click2.money
- Features click2.money
- Payment Methods click2.money
- Support Linksemail click2.money
- Traffic Types click2.money
- Verticals click2.money
- Dedicated Manager click2.money
- Creative Assets click2.money
- Advertisers Count click2.money
- Account Model click2.money
Frequently asked questions
What kind of offers does Click2Money run?
Click2Money is a finance-only network. Its catalog is dominated by Russian microloan (MFO) lenders paid per approved loan, plus bank products such as card issuance and activation. The network says it carries more than 250 offers, with exclusives for verified webmasters.
Which GEOs does Click2Money cover?
The homepage describes coverage as worldwide, but the active offer lists, ruble settlement and Russian-law agreement show the network is built for Russia. Affiliates targeting other countries should ask the manager which non-Russian offers are actually live before planning campaigns.
How does Click2Money pay affiliates?
Earnings move from a hold balance to a withdrawable balance once the advertiser approves the action and the network checks the traffic. Withdrawals go to bank accounts, cards, e-wallets or ad-agency accounts, and the user agreement settles all amounts in rubles. Bank and payment-system fees are not reimbursed.
What is the minimum payout at Click2Money?
Click2Money does not publish a minimum withdrawal or a fixed payout calendar. Affiliates should confirm the threshold, the typical hold per offer and how quickly withdrawals are processed with their personal manager before scaling.
Which commission models does Click2Money use?
Offers pay on CPA, CPL or per-sale terms, with the qualifying action and rate set in each offer. Microloan offers are typically paid per approved loan. Rates can change, and the rate valid on the date of the conversion applies.
What traffic is banned at Click2Money?
The rules ban fake or borrowed lead data, cookie stuffing, lookalike domains, trademark keywords in contextual ads, and SMS or email mailings without prior consent. Ads must carry Russian advertising labels and identifiers, and approved creatives cannot be edited without re-labeling. Violations can lead to blocking without payout and fines of 5% to 100% of the funds involved.
Does Click2Money allow SMS traffic?
Yes, where the offer permits it, and the network even provides its own post-paid SMS mailing tool. Affiliates must hold documented consent from every recipient, use only approved message texts, and keep records for at least three years.
What tools does Click2Money provide?
Beyond tracking and real-time reports, Click2Money offers SMS mailing, a showcase (loan storefront) builder, an agency ad account and app development. Its partner offers page adds discounts on trackers, anti-detect browsers, proxies and virtual cards.
How do affiliates contact Click2Money support?
Each webmaster is assigned a personal manager, and contact runs mainly through Telegram, with separate contacts for webmasters, advertisers and partners. Formal claims go to info@c2m.ru, and the company has 30 days to respond before a dispute can go to court in Moscow.
How does an affiliate join Click2Money?
Affiliates sign up on the partner platform with an email, password and preferred messenger, then activate the account through the emailed link. The network may later request identity details and traffic-source information, and refusing those requests ends participation.
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